Our Investment Criteria
We’ve analyzed thousands of deals and have perfected our investment criteria to identify attractive, risk-adjusted opportunities that we can predictably execute.
- Each property has a minimum of 30-35% equity to protect investors
- Assets must be affordable for first time home buyers ($150k-350k ARV)
- Properties must have 3-5 comps that justify the ARV (after repair value)
- Properties must achieve a minimum 1.3% DSCR as rentals while paying investor returns
- Properties must be within 60 minutes of Charlotte and in a growing suburb
- Renovations must be below 50% of the ARV
We provide investors with predictable, high yield and low risk returns
At Roth Capital, we make it easy to invest in fully vetted real estate deals. Every investment is protected with a deed of trust and substantial equity.
- 10-13% APR paid to investors
- Short-term investments with an average of 7 months
- Predictable interest payments made on the 1st of every month
- Secured by real property with 30-40% equity
- Diversify your portfolio with recession-resistant affordable real estate
For the last 25 years, real estate has beat the stock market by 1.9x
Diversify away from the stock market’s roller coaster ride and grow passive income with real estate. With Roth Capital, our investor’s capital is backed by real property with a first position deed of trust. We target a max loan to value of 70%.
Our Guiding Principles
We provide high yield, low risk returns
We provide investors passive income secured by real estate of up to 12% interest per year.
We acquire discounted properties
We purchase properties that are 65%-70% of market value in gentrifying neighborhoods.
We add value through renovations
Using our experience as general contractors and network of sub-contractors, we save 30-50% on rehabs.
We sell or refinance the property
Every property has multiple exit strategies and cash-flows as a rental while paying investors’ passive returns.
Invest With Us
We provide qualified investors with unique real estate opportunities to confidently gain double digit returns. See how we can help you achieve your investment goals. Make a connection with us today and get started on building your ideal lifestyle.